Fees
Reimbursements
If you start treatment at our practice, then in principle your treatment will be reimbursed to you from your basic health insurance. This is as long as we have a contract with your health insurance provider.
For 2023, we have concluded contracts with the health insurers and their labels listed below. Please note: you will need to provide a referral letter from your GP in order to be reimbursed.
To find out how much reimbursement you will receive, it is best to contact your health insurance provider. Please see our “BIG & AGB” page on our website for codes and registration numbers that health insurers often ask for when enquiring about cover.
If your health insurance provider is not listed below, it is still best to contact your health insurer as it may still fall under one of their labels. In the case that your treatment is covered by your health insurer, the practitioner will send the bill directly to them.
If no contract has been concluded with your health insurance provider, it is still possible that they will reimburse a part of your treatment (typically 60-80% of the entire treatment). You must then pay the remaining cost yourself.
In any case, you will always have to pay the annual excess or “own risk” (which in 2023 is set at €385, unless you have made other agreements with your health insurance provider.) Please see “own risk” at the bottom of this page for more information.
For 2023, contracts have been concluded between the LtB Psychology Practice and the following health insurers and their labels:
- DWS
- ASR
- Zorg en Zekerheid
- Caresq
- Zilveren Kruis
- Menzis
Zorgverzekeraars, wie hoort bij wie?
Achmea
FBTO
Interpolis
Pro Life
ZieZo
Zilveren Kruis
ASR
Ditzo
DSW
InTwente
Stad Holland
CZ
CZdirect
IZZ (door CZ)
Just
Nationale-Nederlanden
OHRA
ONVZ
ONVZ
PNOzorg
VvAA
EUcare
Menzis
Hema
Menzis
VinkVink
Collectiviteit
PMA
Zorg en Zekerheid
Zorg en Zekerheid
Eno
Salland
ZorgDirect
VGZ
IZA
IZZ (door VGZ)
UMC
Univé
VGZ
Zekur
Collectiviteit
United Consumers
Besured
National Academic
Promovendum
Self Payment
It is also possible to pay for sessions (in full) yourself. The cost for a 45-minute session is €120. This fee covers all occurring work, such as preparing for the session, drawing up letters to your GP and answering (interim) emails, etc. This fee is in accordance with the 2022 rate as determined by the Dutch Healthcare Authority. The full amount is to be paid after each session and you will receive an invoice and/or payment request by email.
Cancellations
If you have to cancel your appointment, then it must be cancelled at least 24 hours in advance. Appointments that have not been cancelled at least 24 hours prior to the scheduled appointment will be charged. This is because no other appointment can be scheduled in such a short period of time. The late cancellation fee is €90. If you do not show up for your appointment, you will have to pay for the session yourself as no-shows will not be reimbursed by your health insurance provider.
What Does Your Practitioner Charge You For?
The “care performance model” was introduced on the 1st of January, 2022. The care performance model is not about the care you receive, but about how your bill is compiled. Your treatment is billed as separate care services. Examples of care performances include a diagnostic consultation, a treatment consultation or peer consultation. The Dutch Healthcare Authority (NZa) has set maximum rates for all healthcare services. These individual care services are included in the bill that the practitioner sends to you or to your health insurer, which is usually once per month.
What Will Not Be Reimbursed?
Not all types of treatments will be reimbursed. For example, treatments for adjustment disorders such as burnout, or other conditions and problems that may be a cause for concern, will not be reimbursed. If this applies to you and if you have any questions, then please don’t hesitate to contact us.
Own Risk
The own risk is settled by your health insurance provider each calendar year. The health insurer includes the care services that took place in 2023 in the calculation of the excess for 2023. The care services that take place in 2024 are included in the calculation of the own risk for 2024. If your treatment exceeds the limit for the calendar year, then you pay your own risk for both calendar years. The mandatory statutory own risk for 2023 has been set at €385.
